For people who own iPods, iPhones or iPads, iOS offers many personal finance apps to help you organize your cash flow. The Buffalo News recently reviewed some of the top personal finance apps for iOS. According to an online MBA resource, many companies are tapping into the smartphone and tablet apps to improve the user experience, and personal finance apps are no different. These apps will provide the resources that you need to manage your money in 2012.

So here I picked up five of the best of the financial apps for your iDevice :

1. Pageonce

Pageonce was selected as one of “30 Sites You Should Be Using Right Now” by PC World magazine and received top marks in both the 2010 and 2011 App Store Rewinds. Pageonce allows users to track all of their spending and bills in one place as well as to see real-time alerts for all accounts. From bill due date reminders to alerts about an investment portfolio, Pageonce keeps iPhone and iPad users constantly aware of their financial situation. Not only does it offer a sleek interface, its iOS optimized apps for both the iPhone and iPad make keeping track of your expenses on the go just as easy.

2. iXpenseit

CNN Money Magazine named this one of its best iPhone apps. With iXpenseit, users can write down their expenses immediately using their iPhones. iXpenseit provides graphs to help users track their spending and will export the information into PDF, .CSV or HTML via email or Wi-Fi. This app is perfect for those who want to see how well they are sticking to their budgets.

3. Mint.com

Kiplinger named Mint.com as one of its must-have personal finance apps. The mobile experience integrates seamlessly for those already using Mint.com’s website to track their accounts. With Mint.com, users can track all of their bank accounts and spending in one convenient location. Furthermore, it allows you to set budgets and goals to make saving a dynamic and fun act. Best of all, Mint.com is free to use.

4. MoneyStrands

MoneyStrands is another spending and budgeting app. Users can track their budget goals, monitor expenses and view their accounts on-the-go. In case the user’s iPhone falls into the wrong hands, the app requires a passcode for an extra layer of security. MoneyStrands also helps users to monitor their savings and integrates with the user’s account on moneyStrands.com

5. Investing Answers

Investing Answers is dedicated to helping people to find out investing information free of charge. Features include educational articles as well as an extensive financial dictionary. Investing Answers breaks complex topics down into easy-to-understand language for those who do not have extensive experience with investing.

For extensive information about managing personal finances, check USA.gov’s Personal Finance site. Then, download some of these useful apps for iPhone, iPad or iPod Touch. Smart iOS tools for managing personal finances will help people to meet their goals in 2012.